End of the Line: Investigators are trying to determine the cause of the train crash in a Hoboken, NJ, terminal yesterday morning that left one person dead and sent at least 90 to the hospital, some with serious injuries.

The one fatality was a 34-year-old Hoboken woman killed by falling debris.

At 8:45 am, the commuter train “barreled through safety barriers and bumpers, then slammed into the platform before coming to a stop just short of the waiting area.”   The front train car was crumpled and parts of the terminal structure came down on top of it.

Hoboken is a critical hub for commuter transit between New York and New Jersey.

Fees May Apply: Wells Fargo bank CEO John Stumpf took another beating by a congressional committee yesterday, including a statement by one member who said he should be fired. Members described the bank’s action in setting up millions of phony accounts for customers as identity theft and “a criminal enterprise.” Gregory Meeks, a Democrat from New York, said, “Something is going wrong at this bank, and you are the head of it.” He said “You should be fired.”

Under pressure to meet sales quotas, thousands of Wells Fargo employees set up millions of phony accounts in the names of existing customers. Thousands of them were fired.

Stumpf has stuck to his story that 5,300 employees who were fired “did not honor our culture,” ignoring the obvious that when 5,300 employees do something wrong, that is the company’s culture.

Ohio, Columbus: The once critical state of Ohio has become flyover country for Hillary Clinton in her quest for the presidency. Ohio has skewed older, whiter, and less educated in recent years, making it more welcoming ground for Donald Trump. No candidate has won the presidency without Ohio since John Kennedy in 1960, but the state might be out of the game this year.

Polling has Clinton leading in the battleground states of Colorado, Florida, Michigan, New Hampshire, Pennsylvania, Virginia, and Wisconsin. That’s 101 out of the 270 Electoral College votes needed to win.

But, musing on why Clinton is not far in the lead, Matt Bai, writing for Yahoo News, says Trump “at this late date, is still just a guy in a bar, tossing out platitudes he’s heard on TV,” yet, he says, Clinton has failed to put Trump away because she has not connected to the emotion in the electorate.

He points out that in Monday’s debate Clinton failed to pounce when Trump said he was “smart” for not paying federal taxes and the housing collapse was a “business” opportunity.

Bai writes, “She prosecuted the case ably enough on the merits. Wat was missing, though, was any kind of emotional investment, any sense of being genuinely offended on behalf of the people Trump insults.”

McPaper McDorsement: In its first ever statement of preference about a presidential candidate, the plain-vanilla USA Today flagship of the Gannett newspaper chain published an editorial, saying, “From the day he declared his candidacy 15 months ago through this week’s first presidential debate, Trump has demonstrated repeatedly that he lacks the temperament, knowledge, steadiness and honesty that America needs from its presidents.”

The paper did not endorse Hillary Clinton, suggesting instead that, “Whatever you do, however, resist the siren song of a dangerous demagogue. By all means vote, just not for Donald Trump.”

Universe: Rosetta, the first spacecraft to orbit a comet, has finished its mission and gone silent after landing on Comet 67P/Churyumov-Gerasimenko. Rosetta had observed the life of the comet for two years and sent close-up pictures on its final approach.

The Obit Page: Richard Tretlage, who wrote the Oscar Mayer wiener song and other catchy advertising jingles, has died at age 87. “Oh, I wish I were an Oscar Mayer wiener/That is what I’d truly like to be/’Cause if I were an Oscar Mayer wiener/Everyone would be in love with me.”

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